Joola: Savings made social

Joola: Savings made social
Joola: Savings made social

Joola: Savings made social

Connect, support, and save with friends and family!


Reviews
13.95%
2.33%
6.98%
9.30%
67.44%
★★
★★★
★★★★
★★★★★
6 rates
1 rates
3 rates
4 rates
29 rates
Comments
Beretta Kearney
Beretta Kearney ★★★★★
"great app appreciate the opportunity to be able to join this wonderful program development thanks in advance for the service ☺️"
Version: 2.5
Nathaniel Jones
Nathaniel Jones ★★★★★
"Thanks learning the app"
Version: 2.0
Jessie Morris
Jessie Morris ★★★★★
"Great earning app very lagit and true"
Version: 2.4
Wind LeAndra
Wind LeAndra ★★★★★
"Search for me or beat her"
Version: 2.0
Micki Sei
Micki Sei ★★
"I kept taking crystal clear pictures of my id and it keeps telling me it`s ``invalid... make sure the picture is clear blah blah blah``"
Version: 2.11.2
Johnny Damian
Johnny Damian ★★★★★
"I am pleasantly surprised when I see that my small contributions have accumulated into something substantial over time. 😁 Saving money has been my long-term goal, and it`s nice to be able to join groups with my friends and siblings. I`m using my payouts to pay off my car loan faster so that I can save money on interest.. 💯"
Version: 2.3
app.joola
Installs: 1,000+ (4,522 at 2024-03-26 06:21:12)
Version: 3.5
Category: Finance
Pegi : Everyone
Publish Date : Feb 16, 2021
Update Date : 2024-02-19
Android Version : 6.0
Available on
Get it on Google Play
VIDEO - Joola: Savings made social
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Screenshots
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DESCRIPTION
Joola helps you set up and manage savings pools with your friends and family. It`s easy to track group activities because Joola automatically handles payments!

You can use Joola to pay off debt, plan for major expenses, or build an emergency fund.

****** HOW IT WORKS ******
1. Create or join groups that fit your money goals
Choose payment terms you feel comfortable with and invite your friends and family.
2. Contribute to your group money pool
Each group member contributes a set amount at regular intervals (bi-weekly, monthly) until everyone has received their payouts.
3. Get paid when it is your turn
The money pool is a great way to build up your savings and access funds when needed.

****** PRICING AND REWARDS ******

The first payout - pay 7% per group payout.

For example: If you join a group of four people and each person contributes $100 per month, the total payment will be $300. If you are third in line for individual payout from that group, your service fee would only be $21.

=========

The second payout in the group - pay 6% per group payout.

For example: If you join a group of four people and each person contributes $100 per month, the total payment will be $300. If you are second in line for individual payout from that group, your service fee would only be $18.

=========

The third payout in the group - pay 5% per group payout.

For example: If you join a group of four people and each person contributes $100 per month, the total payment will be $300. If you are third in line for individual payout from that group, your service fee would only be $15.

=========

The last payout position in a group will receive +1% per payout.

For example: If you join a group of four people and each person contributes $100 per month, the total payout will be $300. You will earn a cash bonus of $3 for receiving the last group payout.

****** WHAT IS JOOLA? ******

✓ Joola is a digital version of the Rotating Savings and Credit Association (ROSCA).
✓ Joola combines security measures enabled by technology with cultural traditions from across the world to empower people to save.

They are commonly known as tandas (Latin America), chama (Swahili-speaking East Africa), stokvel (South Africa), susu (West Africa and the Caribbean), hui (會) (Chinese communities in East and Southeast Asia), gye (계) (South Korea), tanomoshiko (頼母子講) (Japan), Chit Fund (India), pandeiros (Brazil), juntas (Peru), arisan (Indonesia), lenshare (เล่นแชร์) (Thai), dhukuti (Nepal), and menage (Scotland).

✓ Joola helps individuals save and build better financial habits by making it easier for them to work together.

****** EASY AND SECURE ******
+ Joining a group is easy and free, so invite your friends!
+ We will never share your information with any third party without your consent.
+ We take every possible measure to ensure the safety and confidentiality of your data.

Disclaimer: Joola is not a pyramid scheme, lender, advisor, broker, credit repair company, credit reporting agency, or financial institution. Joola does not give away money for free.
RECENT CHANGES
Minor bug fixes and improvements
DATA SAFETY AND SECURITY
This app has access to

Camera
· take pictures and videos

Other
· view network connections
· full network access
· prevent device from sleeping

Photos/Media/Files
· read the contents of your USB storage
· modify or delete the contents of your USB storage

Storage
· read the contents of your USB storage
· modify or delete the contents of your USB storage

Security Practices

Data is encrypted in transit
· Your data is transferred over a secure connection
You can request that data be deleted
· The developer provides a way for you to request that your data be deleted

Data that may be shared with other companies or organizations

Files and docs
Files and docs (Optional) : App functionality, Account management

Financial info
User payment info (Optional) : App functionality

Personal info
Address (Optional) : App functionality, Account management
Email address (Optional) : App functionality, Developer communications, Account management

Data this app may collect

App info and performance
Crash logs (Optional) : Analytics
Diagnostics (Optional) : Analytics

Personal info
Address (Optional) : App functionality, Account management
Email address (Optional) : App functionality, Developer communications, Account management
Phone number (Optional) : App functionality, Account management

Photos and videos
Photos (Optional) : App functionality

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