kPaisa: Investments & Loans

kPaisa: Investments & Loans
kPaisa: Investments & Loans

kPaisa: Investments & Loans

Power your paisa


Reviews
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Comments
Heth Jain
Heth Jain ★★★★★
"Easy to use and clean UI. Wonderful experience in using the app. Good job!"
Version: 2.3.0
Deepak Tiwari
Deepak Tiwari ★★★★★
"Simple and organized!"
Adarsh Gupta
Adarsh Gupta ★★★★★
"Fantastic application. I can pay all my bills and get amazing discounts on booking tickets. All of this from within this app itself."
Version: 1.0.2
Pratima Dubey
Pratima Dubey ★★★★★
"Best for managing your investment and the clean ui is a plus"
Version: 2.5.1
Suyash Gautam
Suyash Gautam ★★★★★
"The UI looks good. Great app"
Version: 2.2.0
Adarsh T
Adarsh T ★★★★★
"Good user interface, easy to use kudos to developer team!"
Version: 2.2.0
Sachin Kesharwani
Sachin Kesharwani ★★★★★
"I`m truly impressed with this application. Amazing...!!!"
Version: 2.0.0
com.kleio.kpay
Installs: 100,000+ (174,109 at 2024-05-18 02:51:31)
Version: 3.1.3
Category: Finance
Pegi : Everyone
Publish Date : Mar 2, 2023
Update Date : 2024-04-12
Android Version : 6.0
Ad Supported : Yes
Available on
Get it on Google Play
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Screenshots
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DESCRIPTION
🖐 Discover kPaisa – Your Ultimate Finance Companion 🤑

Experience the future of finance with kPaisa – the one-stop solution for all your financial needs. Diversify your investments with Digital Gold, Mutual Funds, FMPP, and Liquid Funds. Take control of your finances with flexible loans, effortless bill payments, and more.

Key Features:
🌟 Diversify Investments: Beat inflation with carefully curated investment products.
💰 Rewards: Get rewarded every time you invest with kPaisa.
📬 Bill Payments: Pay bills and recharge with exclusive rewards and offers.
✈️ Air Travel: Explore with best discounts and cheap rates.
💹 Spend Analysis: Track your expenses and take charge of your money.

🚀 Get Instant Personal Loans
● Loan amount starting from 5K to 5 lac
● Repay loan within 3 – 36 months
● Interest rate: Starting 2% per month
● Annual percentage rate (APR) (per annum monthly reducing): Ranges between 16.75% to maximum 74%
● Loan Processing fee: Up to 3% of the loan amount
Note: Personal Loans are only available to Indian citizens within the territory of India

Lending partners (NBFC):
●Earlysalary Services Private Limited (Formerly Known as Ashish Securities Private Limited): https://www.fibe.in/our-sourcing-partners/
●BHANIX FINANCE AND INVESTMENT LIMITED (CASHe): https://www.cashe.co.in/our-partners/

Example:
• Loan amount: ₹ 50,000
• Processing fee (2% of loan amount * 18% GST) : ₹ 1,180
• Total Loan amount: ₹ 51,180
• Interest: 24% p.a. (on reducing principal balance interest calculation)
• Tenure: 12 months
• Your EMI: ₹ 4,840
• Total Amount to be paid: ₹ 4,840 x 12 = ₹ 58,075
• Total interest paid: ₹ 58,075 - ₹ 51,180 = ₹ 6,895
• Total cost of loan: ₹ 6,895 + ₹ 1,180 = ₹ 8,075
• APR (Annual Percentage Rate) : 28.58%


🔜 Coming Soon: More financial services. We value your feedback – tell us what you want.

Join thousands of satisfied users and download kPaisa now to experience seamless finance. Your financial freedom begins here.

We ❤️ u 3000!!✌️
- Team kPaisa
RECENT CHANGES
Release Notes - Version 2.11.1:

New Gold FD: Earn up to 5% extra on gold investments.
Expanded Loan Services: Now available in additional pincodes.
Security Enhancements: Upgraded for better protection.
Bug Fixes: Various minor improvements for smoother performance.
UI Upgrades: Enhanced visuals for a more intuitive experience.
DATA SAFETY AND SECURITY
This app has access to

Camera
· take pictures and videos

Contacts
· modify your contacts
· read your contacts

Device ID & call information
· read phone status and identity

Location
· precise location (GPS and network-based)
· approximate location (network-based)

Other
· control vibration
· full network access
· draw over other apps
· run at startup
· view network connections
· prevent device from sleeping

Phone
· read phone status and identity

Photos/Media/Files
· modify or delete the contents of your USB storage
· read the contents of your USB storage

Storage
· read the contents of your USB storage
· modify or delete the contents of your USB storage

Wi-Fi connection information
· view Wi-Fi connections

Security Practices

Data is encrypted in transit
· Your data is transferred over a secure connection
You can request that data be deleted
· The developer provides a way for you to request that your data be deleted
Committed to follow the Play Families Policy
· The developer has committed to follow the Play Families Policy for this app. See the policy

Data that may be shared with other companies or organizations

App activity
Installed apps (Optional) : App functionality

Location
Precise location (Optional) : App functionality, Fraud prevention, security, and compliance, Account management

Personal info
Email address (Optional) : App functionality, Account management
Phone number (Optional) : App functionality, Advertising or marketing, Personalization, Account management

Photos and videos
Photos (Optional) : App functionality

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