Branch: A Better Payday
Branch: A Better Payday
Your money—fast
Reviews
9.21%
1.34%
3.14%
7.44%
78.86%
★
★★
★★★
★★★★
★★★★★
3,031 rates
441 rates
1,033 rates
2,448 rates
25,945 rates
Comments
Cody Upton
★
"I`ve been trying to get access to my account for literally 2 months so that I can pick up side jobs but the Branch customer service team is literally useless"
Version: 2023.4.3
"I`ve been trying to get access to my account for literally 2 months so that I can pick up side jobs but the Branch customer service team is literally useless"
Version: 2023.4.3
J. Bennett
★
"I`ve been using this as my main account for over a year now and honestly it is terrible for this. I cannot use my account for alot of purchases whether it`s a foreign vendor, pawnshop, or even on certain online shopping due to it being flagged as a prepaid card. After removing the advance feature and having all of these issues I would NOT recommend this product. Looks like I`ll have to go back to the traditional big banks or a credit union."
Version: 2023.4.4
"I`ve been using this as my main account for over a year now and honestly it is terrible for this. I cannot use my account for alot of purchases whether it`s a foreign vendor, pawnshop, or even on certain online shopping due to it being flagged as a prepaid card. After removing the advance feature and having all of these issues I would NOT recommend this product. Looks like I`ll have to go back to the traditional big banks or a credit union."
Version: 2023.4.4
Stefan Houot
★
"Every time I try to create my account, it says my ``phone number is already in use. ``... that`s reassuring. And I have money in a ghost account, I guess."
Version: 2023.4.4
"Every time I try to create my account, it says my ``phone number is already in use. ``... that`s reassuring. And I have money in a ghost account, I guess."
Version: 2023.4.4
Adelia Taylor
★★
"Easy to use but there`s limits. I use this app to get paid thru work. But at the ATM I`m only allowed to take out $300 a day. I tried to email them an tell I get paid more than that an they told me to just transfer my money or use the account to pay my bills. Some of my bill won`t let me due to it being a prepaid card."
Version: 2022.10.7
"Easy to use but there`s limits. I use this app to get paid thru work. But at the ATM I`m only allowed to take out $300 a day. I tried to email them an tell I get paid more than that an they told me to just transfer my money or use the account to pay my bills. Some of my bill won`t let me due to it being a prepaid card."
Version: 2022.10.7
Shelly s
★
"My employer forced this card on us taking away the biggest perk of being a delivery driver: cash in pocket at the end of every shift. Instead now I have to wait til the next day to get my tips and if I want them in my actual bank account so I can pay my bills I have to wait three days or pay a transfer fee."
Version: 2023.3.5
"My employer forced this card on us taking away the biggest perk of being a delivery driver: cash in pocket at the end of every shift. Instead now I have to wait til the next day to get my tips and if I want them in my actual bank account so I can pay my bills I have to wait three days or pay a transfer fee."
Version: 2023.3.5
Geraldine Booker-Brown
★★★★★
"A great emergency card for me and you do a great job of anticipating the amount I need. Thanks for the branch card."
Version: 2022.10.7
"A great emergency card for me and you do a great job of anticipating the amount I need. Thanks for the branch card."
Version: 2022.10.7
Niccollee
★
"This app is the worst! Delayed payments, the restict your card on certain purchases, no break down transactions"
Version: 8.71.4
"This app is the worst! Delayed payments, the restict your card on certain purchases, no break down transactions"
Version: 8.71.4
Wheatlea Stone
★
"This is based off having the app for less than a week. I started work and they use this app for our card tip payout. I`m not able to access any of my funds that are being sent to my account because this app has a glitch. I`m not one to ever leave a bad review, but this is ridiculous. I`ve waited four days for a response about my account that has been shut down because of a ``verification glitch.`` No response. No one picks up the phone either. I have no idea what to do to access my account."
Version: 2023.3.5
"This is based off having the app for less than a week. I started work and they use this app for our card tip payout. I`m not able to access any of my funds that are being sent to my account because this app has a glitch. I`m not one to ever leave a bad review, but this is ridiculous. I`ve waited four days for a response about my account that has been shut down because of a ``verification glitch.`` No response. No one picks up the phone either. I have no idea what to do to access my account."
Version: 2023.3.5
Jim Shahan
★
"This app is a SCAM. They do not communicate. They lead you in circles with no definite answer to your questions."
Version: 2022.11.0
"This app is a SCAM. They do not communicate. They lead you in circles with no definite answer to your questions."
Version: 2022.11.0
Markedrick Freeman
★
"you don`t get your money daily like it`s says it`s a long delay"
Version: 2022.12.3
"you don`t get your money daily like it`s says it`s a long delay"
Version: 2022.12.3
Veewill77
★
"Had this app for three weeks and my account still doesn`t work. SAD! 😔 how in the world it take so long fix the problem. I wish I had another option."
"Had this app for three weeks and my account still doesn`t work. SAD! 😔 how in the world it take so long fix the problem. I wish I had another option."
Brook Allen
★
"The app doesn`t allow me to open it now"
"The app doesn`t allow me to open it now"
James McDaniel
★★★★
"Quick and easy no hidden fees"
Version: 2023.4.4
"Quick and easy no hidden fees"
Version: 2023.4.4
Omar Ponce
★
"Doesn`t let me log into my spark account to get paid."
Version: 2023.4.4
"Doesn`t let me log into my spark account to get paid."
Version: 2023.4.4
Krystle H
★★★
"BRANCH NEVER PAYS INSTANTLY LIKE IT SAYS. IT`S ALWAYS AT 720PM. EVEN IF YOU PROCESSED TIPS SAY AT 8AM,... STILL WAITING TILL AFTER 7PM😥"
Version: 2023.5.0
"BRANCH NEVER PAYS INSTANTLY LIKE IT SAYS. IT`S ALWAYS AT 720PM. EVEN IF YOU PROCESSED TIPS SAY AT 8AM,... STILL WAITING TILL AFTER 7PM😥"
Version: 2023.5.0
Ginamarie Griffin
★
"I already activated my card but app won`t let creat an account so I can see deposits"
Version: 2022.11.1
"I already activated my card but app won`t let creat an account so I can see deposits"
Version: 2022.11.1
Mister Midwest
★
"Horible customer service if you try to use the app to contact someone it wont allow you it calls Spark instead and nobody responds to emails. I have been trying ti cantact them for over a week in regards to an atm transaction dispute with no avail they do not respond. Im going to have to contact the Attorney General and Trades commision. Idk what to do its either that or let them steal my money There is literaly no way to contact them. I don`t understand how it`s taken over 10 days still nothing"
Version: 2023.1.2
"Horible customer service if you try to use the app to contact someone it wont allow you it calls Spark instead and nobody responds to emails. I have been trying ti cantact them for over a week in regards to an atm transaction dispute with no avail they do not respond. Im going to have to contact the Attorney General and Trades commision. Idk what to do its either that or let them steal my money There is literaly no way to contact them. I don`t understand how it`s taken over 10 days still nothing"
Version: 2023.1.2
Johni Unruh
★★
"Fees. Why should we have to be forced to pay fees to transfer money when we`re forced to use this app to get our weekly deposits? Most of us have an actual bank account that we`d like our money to go into and not have to wait so we can avoid fees."
Version: 2023.3.4
"Fees. Why should we have to be forced to pay fees to transfer money when we`re forced to use this app to get our weekly deposits? Most of us have an actual bank account that we`d like our money to go into and not have to wait so we can avoid fees."
Version: 2023.3.4
Lovely Lyfe
★★★★★
"Get on Plaid so we can connect to apps. And spark needs to get instant pay"
Version: 8.71.4
"Get on Plaid so we can connect to apps. And spark needs to get instant pay"
Version: 8.71.4
Andy McGowan
★★★★★
"A Great Banking App. Since the latest update I can now set aside money in a savings account(or called savings goals). I can save for vacations and/or emergancies. It`s simple and easy to set a goal amount you intent to reach and whenever you plan to achieve it. I love how clear and simple the app is!"
Version: 2023.3.1
"A Great Banking App. Since the latest update I can now set aside money in a savings account(or called savings goals). I can save for vacations and/or emergancies. It`s simple and easy to set a goal amount you intent to reach and whenever you plan to achieve it. I love how clear and simple the app is!"
Version: 2023.3.1
com.branchmessenger
Installs: 1,000,000+
(1,755,611 at
2024-10-18 03:59:10)
Version: 2024.10.2
Category: Finance
Pegi : Everyone
Publish Date : Nov 3, 2015
Update Date : 2024-10-16
Android Version : 8.0
Version: 2024.10.2
Category: Finance
Pegi : Everyone
Publish Date : Nov 3, 2015
Update Date : 2024-10-16
Android Version : 8.0
Available on
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Screenshots
DESCRIPTION
Welcome to a better payday. One with fast, flexible payout options for your earnings—whether that’s wages, tips, mileage reimbursements, direct deposit, or more. When your company offers Branch, you can receive a free digital bank account and debit card that you can take with you for life, plus free financial wellness tools right at your fingertips. And it’s all possible through our simple, 90-second signup.
With your Branch account and card, you can save, spend, or send earnings however you like.
SAVE
Keep your money securely in the Branch digital wallet; with a dedicated Savings Goal feature you can even set aside funds for specific financial goals.
SEND
Send your money to external bank accounts if needed, or to peers by connecting other P2P apps.
SPEND
Use your Branch Card to shop in-person or online, pay for gas and groceries, and get cash for free at more than 55,000 ATMs.
With Branch, you can…
+Get Fast, Flexible Access to Your Earnings
Branch pushes money into your account the moment your company pays you. No more waiting for bank delays or paper checks.
+Create Your Own Payday
If your employer opts in to earned wage access, you can advance up to 50% of your earned wages on-demand to cover unexpected expenses.
+Enjoy Fee-Free Banking Options
Say goodbye to overdraft charges, in-network ATM fees, and other hidden bank fees.
+Access Free Financial Wellness Tools
Earn cash back rewards on everyday spending, set aside funds for your unique savings goals, see personalized spending insights, and more.
+Pay Bills
Use Your Branch Card or digital wallet to pay for recurring bills, subscriptions, and automatic payments.
+Transfer Money Easily
Quickly move money between other bank accounts when needed.
+Pay On the Go
Contactless payments are easy to use by enabling Apple Pay or Google Pay.
Sign up in 90 seconds or less and start accessing your earnings right away. Need help? Our responsive customer support (from real people!) can help you via phone or in-app chat.
Banking Services provided by Evolve Bank & Trust, Member FDIC. The Branch Mastercard Debit Card is issued by Evolve Bank & Trust pursuant to a license from Mastercard and may be used everywhere Mastercard debit cards are accepted.
With your Branch account and card, you can save, spend, or send earnings however you like.
SAVE
Keep your money securely in the Branch digital wallet; with a dedicated Savings Goal feature you can even set aside funds for specific financial goals.
SEND
Send your money to external bank accounts if needed, or to peers by connecting other P2P apps.
SPEND
Use your Branch Card to shop in-person or online, pay for gas and groceries, and get cash for free at more than 55,000 ATMs.
With Branch, you can…
+Get Fast, Flexible Access to Your Earnings
Branch pushes money into your account the moment your company pays you. No more waiting for bank delays or paper checks.
+Create Your Own Payday
If your employer opts in to earned wage access, you can advance up to 50% of your earned wages on-demand to cover unexpected expenses.
+Enjoy Fee-Free Banking Options
Say goodbye to overdraft charges, in-network ATM fees, and other hidden bank fees.
+Access Free Financial Wellness Tools
Earn cash back rewards on everyday spending, set aside funds for your unique savings goals, see personalized spending insights, and more.
+Pay Bills
Use Your Branch Card or digital wallet to pay for recurring bills, subscriptions, and automatic payments.
+Transfer Money Easily
Quickly move money between other bank accounts when needed.
+Pay On the Go
Contactless payments are easy to use by enabling Apple Pay or Google Pay.
Sign up in 90 seconds or less and start accessing your earnings right away. Need help? Our responsive customer support (from real people!) can help you via phone or in-app chat.
Banking Services provided by Evolve Bank & Trust, Member FDIC. The Branch Mastercard Debit Card is issued by Evolve Bank & Trust pursuant to a license from Mastercard and may be used everywhere Mastercard debit cards are accepted.
RECENT CHANGES
We’re constantly making improvements and creating new features based on your feedback. If something doesn’t look right, contact our support team through the app and we’ll take care of it ASAP.
Here’s the latest round of updates we’re excited to share with you:
• Bug fixes and performance improvements.
Thanks for using Branch!
Here’s the latest round of updates we’re excited to share with you:
• Bug fixes and performance improvements.
Thanks for using Branch!
DATA SAFETY AND SECURITY
This app has access to
Camera
· take pictures and videosDevice ID & call information
· read phone status and identityLocation
· approximate location (network-based)· precise location (GPS and network-based)
Other
· full network access· control flashlight
· change network connectivity
· view network connections
· run at startup
· control vibration
· prevent device from sleeping
Phone
· read phone status and identityPhotos/Media/Files
· read the contents of your USB storageStorage
· read the contents of your USB storageWi-Fi connection information
· view Wi-Fi connectionsSecurity Practices
Data is encrypted in transit
· Your data is transferred over a secure connection
You can request that data be deleted
· The developer provides a way for you to request that your data be deleted
Data this app may collect
App activity
App interactions (Optional) : Analytics, Developer communications, Fraud prevention, security, and complianceIn-app search history (Optional) : Analytics, Developer communications
App info and performance
Crash logs (Optional) : AnalyticsDiagnostics (Optional) : Analytics
Other app performance data (Optional) : Analytics
Device or other IDs
Device or other IDs (Optional) : Fraud prevention, security, and complianceFinancial info
Purchase history (Optional) : App functionality, Analytics, Developer communications, Fraud prevention, security, and complianceUser payment info (Optional) : App functionality
Messages
Other in-app messages (Optional) : Analytics, Developer communicationsPersonal info
Address (Optional) : App functionality, Fraud prevention, security, and compliance, Account managementEmail address (Optional) : App functionality, Developer communications, Fraud prevention, security, and compliance, Account management
Name (Optional) : App functionality, Developer communications, Fraud prevention, security, and compliance, Account management
Other info (Optional) : App functionality, Fraud prevention, security, and compliance, Account management
Phone number (Optional) : App functionality, Developer communications, Fraud prevention, security, and compliance, Account management
User IDs (Optional) : App functionality, Analytics, Developer communications, Fraud prevention, security, and compliance, Personalization, Account management
Photos and videos
Photos (Optional) : App functionalityVideos (Optional) : App functionality
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