Moss

Easily manage your payments and expenses with Moss, a real credit card with real spending power designed for fast growing businesses. In cooperation with a German partner bank, Moss offers a powerful payment management solution that streamlines the spend process for your entire company, and grows as your business grows.

Signup is fast and online, giving you access to seamless accounting integration and full fraud protection, with global acceptance via the Mastercard network. Empower your teams while keeping full control, with physical and virtual credit cards for employees and departments across your startup. Set budgets and limits and view spending by team, employee or category – all from one dashboard in real-time.

With Moss you can:

Get started in minutes

Access Moss via a fully digital online sign-up without the time-consuming paperwork. Zero back and forth, frictionless, and the fastest way to get started with no personal guarantee required. Once approved you get immediate access to your Moss dashboard. In a few days you can get spending with virtual cards, followed by physical cards 7 days later.

Simplify bookkeeping

Categorise transactions according to your accounting structure including cost centre, cost unit and VAT rate. Easily attach receipts via the Moss app. And save time and money by simplifying your accounting, with an official DATEV-integration.

Save everyone’s time

Spend now, pay later, and enjoy ultimate payment acceptance with your Moss credit card. No debit, no prepaid cards that require time-consuming monthly top-ups.

Drive business growth

Boost your business with a credit card limit that reflects what your company needs and can afford today. We offer a credit card limit that fits your business. No personal liability. Just a limit that grows as you grow with a credit card tailored to your company needs.

Download the mobile app and get instant access to your dashboard. View all your transactions in a glance, upload receipts in a flash, and see spending trends month by month. Smart, trackable spend management – all on your mobile.