M1: Investing & Banking
M1: Investing & Banking
The Finance Super App®: Earn | Invest | Spend | Borrow
Reviews
8.24%
2.25%
3.70%
12.27%
73.54%
★
★★
★★★
★★★★
★★★★★
2,058 rates
561 rates
924 rates
3,063 rates
18,360 rates
Comments
Jeremiah Mendoza
★★★★★
"This is good as long as you give me my cache card or dd214 forms forget the duplicates or copycats"
"This is good as long as you give me my cache card or dd214 forms forget the duplicates or copycats"
Jason Raz
★★★
"transfer is taking more then 2-5 business days...I don`t like that"
Version: 2023.3.4
"transfer is taking more then 2-5 business days...I don`t like that"
Version: 2023.3.4
Cooper Stone
★
"Terrible product. Don`t give a single penny to they lowlifes."
Version: 2022.11.6
"Terrible product. Don`t give a single penny to they lowlifes."
Version: 2022.11.6
Ben Noble
★★★★
"A solid app for a solid service. But I think you should be able to own more than 100 slices per portfolio/account. I like to make my own ETFs, and you can hit that cap pretty quickly."
Version: 2023.3.3
"A solid app for a solid service. But I think you should be able to own more than 100 slices per portfolio/account. I like to make my own ETFs, and you can hit that cap pretty quickly."
Version: 2023.3.3
Brian
★
"Horrible. The deposit process is quick and effortless...how ever the withdrawal is not. They will not give me back my money and its been a week and half while the value of the account is declining. Please avoid at all costs, this is not a user friendly platform."
Version: 2022.11.6
"Horrible. The deposit process is quick and effortless...how ever the withdrawal is not. They will not give me back my money and its been a week and half while the value of the account is declining. Please avoid at all costs, this is not a user friendly platform."
Version: 2022.11.6
Joel Aguilar (JD Aguilar)
★★
"I hope M1. Help me out with banking and insight on my wealth."
"I hope M1. Help me out with banking and insight on my wealth."
Christian Tough
★
"Was liking the app until I started a transfer on December 19 was liquefied here it is Jan 3 and still it hasn`t went thru. So it`s been trade day+ 2 days and 7 days still pending after 10 days. I don`t know if I`ll keep using this app after my premium account ends. Update: the accounts I`ve been using for the last yr are apparently not verified yet even tho I`ve transferred smae amounts many times."
Version: 2022.12.4
"Was liking the app until I started a transfer on December 19 was liquefied here it is Jan 3 and still it hasn`t went thru. So it`s been trade day+ 2 days and 7 days still pending after 10 days. I don`t know if I`ll keep using this app after my premium account ends. Update: the accounts I`ve been using for the last yr are apparently not verified yet even tho I`ve transferred smae amounts many times."
Version: 2022.12.4
Algernon “Algernon Half-Dream”
★★★
"I thought this was a cool website as a novice investor. However, reading and finding out that you are lending shares without sharing with owner of shares makes me a wee wary"
Version: 2023.2.3
"I thought this was a cool website as a novice investor. However, reading and finding out that you are lending shares without sharing with owner of shares makes me a wee wary"
Version: 2023.2.3
Arnie Santos
★★★★★
"So far so good!!!"
Version: 2023.1.2
"So far so good!!!"
Version: 2023.1.2
Dylan Beekman
★
"You cannot order a checkbook or raise the daily ATM withdrawal limit (which is low to begin with), which when combined with not having a physical branch or being able to use any local partner banks effectively makes easily accessing your money impossible should you need more cash immediately. I called customer support to raise the limit and was wrongly told it was 3k. Made a 5 hour trip to buy a car under the impression I could withdrawal the money there only to not be able to. Not thrilled"
Version: 2023.3.2
"You cannot order a checkbook or raise the daily ATM withdrawal limit (which is low to begin with), which when combined with not having a physical branch or being able to use any local partner banks effectively makes easily accessing your money impossible should you need more cash immediately. I called customer support to raise the limit and was wrongly told it was 3k. Made a 5 hour trip to buy a car under the impression I could withdrawal the money there only to not be able to. Not thrilled"
Version: 2023.3.2
Glenn Adkins
★
"Terrible, app works rarely."
"Terrible, app works rarely."
Abhishek Kapoor
★
"Be cautious of withdrawal. I requested a withdrawal from one of my accounts, and it has been pending for more than a week. They provide an incorrect timeframe. Regarding a withdrawal from another account, I was asked to cancel and resubmit the request after waiting 10 days. Extremely frustrating and worrying. This need to be excalated to the Agencies."
Version: 2023.1.2
"Be cautious of withdrawal. I requested a withdrawal from one of my accounts, and it has been pending for more than a week. They provide an incorrect timeframe. Regarding a withdrawal from another account, I was asked to cancel and resubmit the request after waiting 10 days. Extremely frustrating and worrying. This need to be excalated to the Agencies."
Version: 2023.1.2
Google User
★
"What the hell? Can`t log in. Two factor authentication code is invalid??? I never requested this code"
Version: 2023.2.4
"What the hell? Can`t log in. Two factor authentication code is invalid??? I never requested this code"
Version: 2023.2.4
Abdiel Bolden (Slim Teekah)
★★★★★
"My experience has been great 😃"
Version: 2022.12.4
"My experience has been great 😃"
Version: 2022.12.4
Brandon Kargol
★★★★★
"Exceptional platform for long term buy and hold investors. Been using them since 2019 and they have grown significantly."
Version: 2023.3.3
"Exceptional platform for long term buy and hold investors. Been using them since 2019 and they have grown significantly."
Version: 2023.3.3
Chris Gehlen
★★★★
"Fortune 500! From 3 employees to 1100+ and hear in the beautiful Big sky Montana. Thanks Chris Gehlen 01-28-23"
"Fortune 500! From 3 employees to 1100+ and hear in the beautiful Big sky Montana. Thanks Chris Gehlen 01-28-23"
Matthew Gallegos
★
"I caution you to use this for your retirement. I`ve been using for 3 years now for my rothIRA and just recently wished to transfer out to a different brokerage, however M1 makes very difficult to do so. It`s been 3 months since initiating the process and still cannot transfer my account. When I`ve called the help line, the help was below par for >80% of the time and was not helpful. They were nice, but were not helpful or knew how to direct my questions. Except Harold. Harold is great."
"I caution you to use this for your retirement. I`ve been using for 3 years now for my rothIRA and just recently wished to transfer out to a different brokerage, however M1 makes very difficult to do so. It`s been 3 months since initiating the process and still cannot transfer my account. When I`ve called the help line, the help was below par for >80% of the time and was not helpful. They were nice, but were not helpful or knew how to direct my questions. Except Harold. Harold is great."
Iudresa Klopdeed
★★★
"Trial wont show after two days to suncoast credit union for trial depisit"
Version: 2023.1.2
"Trial wont show after two days to suncoast credit union for trial depisit"
Version: 2023.1.2
Rodrigo Salazar
★★★★★
"excellent platform"
Version: 2023.2.2
"excellent platform"
Version: 2023.2.2
Kare Callihan
★★★★★
"Certified Superstar"
"Certified Superstar"
com.m1finance.android
Installs: 1,000,000+
(1,049,310 at
2024-04-27 00:30:02)
Version: 2024.4.5
Category: Finance
Pegi : Everyone
Publish Date : Sep 2, 2016
Update Date : 2024-04-24
Android Version : 6.0
Version: 2024.4.5
Category: Finance
Pegi : Everyone
Publish Date : Sep 2, 2016
Update Date : 2024-04-24
Android Version : 6.0
Available on
Publisher
M1 Finance
200 N LaSalle St., Ste. 800
Chicago, IL 60601
https://www.m1.com
support@m1finance.com
Privacy Policy
200 N LaSalle St., Ste. 800
Chicago, IL 60601
https://www.m1.com
support@m1finance.com
Privacy Policy
VIDEO - M1: Investing & Banking
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Screenshots
DESCRIPTION
M1 is sophisticated wealth building, simplified.
Our comprehensive financial platform combines high-yield on your cash, personalized investment management, a lucrative cash-back credit card, and flexible ways to borrow money.
Discover the power of personalized finance and take control of your financial future. Download M1 now and experience the future of finance at your fingertips.
EARN
Maximize your savings growth with 5.00% APY interest, ensuring your money works harder for you.
INVEST
Use powerful portfolio management tools to invest commission-free^. Build your unique portfolio of stocks and ETFs and let advanced automation help power your strategy to achieve your long-term goals.
SPEND
Our M1 Owners Rewards Credit Card offers rewards that align with your spending habits. You can automatically reinvest your rewards to build wealth—even as you spend.
BORROW
Margin lets you tap into the power of your portfolio through a line of credit against your investment account. Qualified brokerage accounts with over $2,000 invested get built-in access to margin. Borrow up to 50% of your portfolio with rates from 7.25%-8.75%*. Pay back on your schedule—there’s no minimum or maximum repayment period.
You can also borrow $2,500–$50,000 over 2-7 years for almost anything. No prepayment penalties, origination fees, or late fees. APRs can vary between 7.99% - 21.75% APR. Rates are not guaranteed and are subject to change. Not all applicants qualify for the lowest available rate.
Example: A borrower receives a loan of $15,000, for a term of 36 months, with an APR of 11.17%. In this example, the borrower will make 36 monthly payments of $429.31 for a total of $17,723.16 ($2,723.16 interest). APR is calculated based on 3-year rates offered in Jan 2024.
DISCLOSURES
See disclosures in the final screenshot above or visit https://m1.com/legal/disclosures
M1 refers to M1 Holdings Inc., and its affiliates. M1 Holdings is a technology company offering a range of financial products and services through its wholly-owned, separate but affiliated operating subsidiaries, M1 Finance LLC and M1 Spend LLC.
Must be 18+ and US resident to open an account.
Brokerage products and services are not FDIC insured, not bank guaranteed, and may lose value. M1 Finance LLC, Member FINRA / SIPC. Securities in your M1 investment accounts protected up to $500,000. For details, see www.sipc.org.
M1 is not a bank. M1 Savings Accounts and M1 Personal Loans are furnished by B2 Bank NA, Member FDIC and Equal Opportunity Lender, and serviced by M1 Spend LLC, a wholly-owned operating subsidiary of M1 Holdings, Inc.
All product and company names are trademarks™ or registered® trademarks of their respective holders. Use of them does not imply any affiliation with or endorsement by them.
© Copyright 2024 M1 Holdings Inc.
App distributed by: M1 Finance LLC; 200 N LaSalle St., Ste. 800; Chicago, IL 60601; United States
Our comprehensive financial platform combines high-yield on your cash, personalized investment management, a lucrative cash-back credit card, and flexible ways to borrow money.
Discover the power of personalized finance and take control of your financial future. Download M1 now and experience the future of finance at your fingertips.
EARN
Maximize your savings growth with 5.00% APY interest, ensuring your money works harder for you.
INVEST
Use powerful portfolio management tools to invest commission-free^. Build your unique portfolio of stocks and ETFs and let advanced automation help power your strategy to achieve your long-term goals.
SPEND
Our M1 Owners Rewards Credit Card offers rewards that align with your spending habits. You can automatically reinvest your rewards to build wealth—even as you spend.
BORROW
Margin lets you tap into the power of your portfolio through a line of credit against your investment account. Qualified brokerage accounts with over $2,000 invested get built-in access to margin. Borrow up to 50% of your portfolio with rates from 7.25%-8.75%*. Pay back on your schedule—there’s no minimum or maximum repayment period.
You can also borrow $2,500–$50,000 over 2-7 years for almost anything. No prepayment penalties, origination fees, or late fees. APRs can vary between 7.99% - 21.75% APR. Rates are not guaranteed and are subject to change. Not all applicants qualify for the lowest available rate.
Example: A borrower receives a loan of $15,000, for a term of 36 months, with an APR of 11.17%. In this example, the borrower will make 36 monthly payments of $429.31 for a total of $17,723.16 ($2,723.16 interest). APR is calculated based on 3-year rates offered in Jan 2024.
DISCLOSURES
See disclosures in the final screenshot above or visit https://m1.com/legal/disclosures
M1 refers to M1 Holdings Inc., and its affiliates. M1 Holdings is a technology company offering a range of financial products and services through its wholly-owned, separate but affiliated operating subsidiaries, M1 Finance LLC and M1 Spend LLC.
Must be 18+ and US resident to open an account.
Brokerage products and services are not FDIC insured, not bank guaranteed, and may lose value. M1 Finance LLC, Member FINRA / SIPC. Securities in your M1 investment accounts protected up to $500,000. For details, see www.sipc.org.
M1 is not a bank. M1 Savings Accounts and M1 Personal Loans are furnished by B2 Bank NA, Member FDIC and Equal Opportunity Lender, and serviced by M1 Spend LLC, a wholly-owned operating subsidiary of M1 Holdings, Inc.
All product and company names are trademarks™ or registered® trademarks of their respective holders. Use of them does not imply any affiliation with or endorsement by them.
© Copyright 2024 M1 Holdings Inc.
App distributed by: M1 Finance LLC; 200 N LaSalle St., Ste. 800; Chicago, IL 60601; United States
RECENT CHANGES
Here's what you'll find in the latest update:
- Bug fixes and improvements
Let us know what you think by leaving a review or contacting us at hello@m1finance.com.
- Bug fixes and improvements
Let us know what you think by leaving a review or contacting us at hello@m1finance.com.
DATA SAFETY AND SECURITY
This app has access to
Camera
· take pictures and videosMicrophone
· record audioOther
· view network connections· full network access
· prevent device from sleeping
· control vibration
Photos/Media/Files
· read the contents of your USB storage· modify or delete the contents of your USB storage
Storage
· modify or delete the contents of your USB storage· read the contents of your USB storage
Wi-Fi connection information
· view Wi-Fi connectionsSecurity Practices
Data is encrypted in transit
· Your data is transferred over a secure connection
Data can’t be deleted
· The developer doesn’t provide a way for you to request that your data be deleted
Data that may be shared with other companies or organizations
App activity
App interactions (Optional) : App functionality, Analytics, Advertising or marketingApp info and performance
Crash logs (Optional) : App functionality, AnalyticsDiagnostics (Optional) : App functionality, Analytics
Device or other IDs
Device or other IDs (Optional) : Analytics, Advertising or marketing, PersonalizationFiles and docs
Files and docs (Optional) : Fraud prevention, security, and complianceFinancial info
Other financial info (Optional) : Analytics, Advertising or marketing, Fraud prevention, security, and compliancePurchase history (Optional) : Account management
User payment info (Optional) : App functionality, Analytics, Fraud prevention, security, and compliance
Location
Approximate location (Optional) : Analytics, Advertising or marketing, Fraud prevention, security, and compliance, PersonalizationPersonal info
Address (Optional) : Advertising or marketing, Fraud prevention, security, and complianceEmail address (Optional) : Developer communications, Advertising or marketing, Fraud prevention, security, and compliance, Account management
Name (Optional) : Developer communications, Advertising or marketing, Fraud prevention, security, and compliance
Other info (Optional) : App functionality, Fraud prevention, security, and compliance
Phone number (Optional) : Advertising or marketing, Fraud prevention, security, and compliance
User IDs (Optional) : Fraud prevention, security, and compliance
Photos and videos
Photos (Optional) : App functionality, Fraud prevention, security, and compliance, Account managementData this app may collect
App activity
App interactions (Optional) : App functionality, Analytics, Fraud prevention, security, and complianceOther user-generated content (Optional) : App functionality, Personalization
App info and performance
Crash logs (Optional) : App functionality, Analytics, Fraud prevention, security, and complianceDiagnostics (Optional) : App functionality, Analytics, Fraud prevention, security, and compliance
Device or other IDs
Device or other IDs (Optional) : Analytics, Advertising or marketing, Fraud prevention, security, and compliance, Personalization, Account managementFiles and docs
Files and docs (Optional) : Fraud prevention, security, and complianceFinancial info
Other financial info (Optional) : Analytics, Advertising or marketing, Fraud prevention, security, and compliancePurchase history (Optional) : App functionality, Account management
User payment info (Optional) : App functionality, Analytics, Fraud prevention, security, and compliance
Location
Approximate location (Optional) : Analytics, Advertising or marketing, Fraud prevention, security, and compliance, PersonalizationPersonal info
Address (Optional) : App functionality, Advertising or marketing, Fraud prevention, security, and compliance, Account managementEmail address (Optional) : App functionality, Developer communications, Advertising or marketing, Fraud prevention, security, and compliance, Account management
Name (Optional) : App functionality, Developer communications, Advertising or marketing, Fraud prevention, security, and compliance, Account management
Other info (Optional) : App functionality, Fraud prevention, security, and compliance, Account management
Phone number (Optional) : App functionality, Advertising or marketing, Fraud prevention, security, and compliance
User IDs (Optional) : App functionality, Analytics, Fraud prevention, security, and compliance, Account management
Photos and videos
Photos (Optional) : App functionality, Fraud prevention, security, and compliance, Account management
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