WalletHub: Boost Your Finances

WalletHub is the first app to offer 100% free credit scores, WalletScores, and full credit reports updated daily. Plus, get access to budgeting tools and a personalized plan to improve your credit score, pay off your debt, and save money. Download this award-winning app and reach top WalletFitness®.

Sign up for a free WalletHub account to get:
• Credit scores, updated daily
• A clear plan for improving your credit score
• Personalized budgeting advice and tools to track your spending
• The all-new WalletScore to give you a holistic picture of your financial health
• Full credit reports, updated daily
• 24/7 credit monitoring to warn you of identity theft and fraud
• Savings alerts so you can repay your debt faster and avoid overpaying on your credit cards and loans
• Your custom-built debt payoff roadmap
• Net worth tracker


2,000+ News Mentions, Including:
• The Wall Street Journal
• The New York Times
• The Washington Post
• CNBC
• Yahoo Finance
• MSN Money
• Forbes


Frequently Asked Questions:

Q: Is WalletHub Really Free?

A: Yes, it’s 100% free, and we’ll never even ask you for a credit card number.


Q: Will Using WalletHub Hurt My Credit?

A: Not at all. It’s only a “soft” inquiry when you check your latest credit report and score through WalletHub. So WalletHub may only help your credit as a result.


Q: Why WalletHub?

A: WalletHub provides all the tools and information you need to take your finances to the next level, from customized budgeting advice to credit reports and scores. While there are a number of places to get a free credit score and free credit report, WalletHub is the first free credit score app to offer daily updates, a clear action plan for credit improvement, and your WalletScore. Your WalletScore gives you insight into your overall financial performance, which you won’t find on other apps that just look at your credit. We’ll also give you a personalized debt payoff plan to help you maximize your savings and get out of debt faster, as well as budgeting tools to make sure your spending habits are sustainable.


Q: Does The WalletHub App Include All WalletHub Features?

A: No, for the full WalletHub experience and accessibility features please use our website at https://wallethub.com


Q: How Will WalletHub Save Me Money?

A: Whether you have excellent credit or bad credit, WalletHub will automatically hunt for better deals so you’ll never get taken advantage of. And if your credit isn’t perfect, we’ll also help you improve it, enabling you to save thousands each year on your credit cards, mortgage, auto loan, student loan, car insurance and more. A strong credit rating will help indirectly with potential employers and landlords, too.


Q: Can WalletHub Help Me Improve My Credit?

A: WalletHub analyzes your latest credit score and report to identify your credit strengths and weaknesses. We then run a number of simulations to determine how different actions will impact your credit standing. Finally, we present you with a customized credit-improvement plan, along with a comprehensive credit scorecard. You can check it out on your account’s Credit Analysis page.

As your credit score improves, WalletHub will also give you personalized tips about which credit cards offer the highest approval odds and the most savings.


Q: How Does 24/7 Credit Monitoring Work?

A: WalletHub’s free credit monitoring keeps a round-the-clock watch on your TransUnion credit report and will notify you whenever there is an important change. In addition to email alerts, you can also customize your WalletHub account to receive SMS alerts, which most credit monitoring services don’t provide. This will give you the chance to quickly confirm the accuracy of credit-report changes and, if necessary, start sorting out any problems before they really get out of hand.