Kikoff - Build Credit Quickly
Kikoff - Build Credit Quickly
No credit checked needed.
Reviews
5.52%
0.74%
1.57%
4.63%
87.55%
★
★★
★★★
★★★★
★★★★★
2,661 rates
357 rates
756 rates
2,232 rates
42,225 rates
Comments
Lonetta Simmons
★
"They placing orders on my account that I did not get now I have to pay $80 for something I didn`t want"
Version: 1.36.358
"They placing orders on my account that I did not get now I have to pay $80 for something I didn`t want"
Version: 1.36.358
Tiffanycarrera Washington
★★
"I`ll al scratches Bad Boy Bail Bonds39coit"
"I`ll al scratches Bad Boy Bail Bonds39coit"
jeff zawislak
★
"If you`re not in public records because you do your best not to be listed. You can not get help from this company You have Be in public records, which means people can find you, and then you can get hacked. You can get harassed you name it. It`s not worth it to be part of a company that requires you to be in public records"
"If you`re not in public records because you do your best not to be listed. You can not get help from this company You have Be in public records, which means people can find you, and then you can get hacked. You can get harassed you name it. It`s not worth it to be part of a company that requires you to be in public records"
Phillip Martin
★★★★★
"Awesome job raised my credit ny 47 points"
Version: 1.34.329
"Awesome job raised my credit ny 47 points"
Version: 1.34.329
Heather Miceli
★★★
"This has helped my credit however it shows a new purchase that I did not agree to/have no knowledge of, so now I owe more than the original amount."
Version: 1.35.341
"This has helped my credit however it shows a new purchase that I did not agree to/have no knowledge of, so now I owe more than the original amount."
Version: 1.35.341
Starwalking Sage
★
"This is a scam app. Haven`t logged in in over a year. Suddenly out of no where it charges me 60 bucks. Do not give them your info. They will steal your money."
Version: 1.35.341
"This is a scam app. Haven`t logged in in over a year. Suddenly out of no where it charges me 60 bucks. Do not give them your info. They will steal your money."
Version: 1.35.341
Deborah Owens
★★★★★
"This app is great for building credit boosts."
Version: 1.36.358
"This app is great for building credit boosts."
Version: 1.36.358
IvyLee Spectra
★★
"I loved kikoff at first and I even told people about them. But I had something happen in my life that I had no control over and I tried getting my account back in order and I was told I had to pay them the remaining balance but I couldn`t get my account back or start a new one. I actually want use this company because it was manageable with my income. I felt customer service (emails) were no help."
Version: 1.35.341
"I loved kikoff at first and I even told people about them. But I had something happen in my life that I had no control over and I tried getting my account back in order and I was told I had to pay them the remaining balance but I couldn`t get my account back or start a new one. I actually want use this company because it was manageable with my income. I felt customer service (emails) were no help."
Version: 1.35.341
Andrew Thomas
★★★★★
"New to program but looks like a decent way to build a little credit and affordable and has good reviews on most sites. I started the credit builder loan and the regular account and will update my review in time to reflect how it helps or does not."
Version: 1.36.358
"New to program but looks like a decent way to build a little credit and affordable and has good reviews on most sites. I started the credit builder loan and the regular account and will update my review in time to reflect how it helps or does not."
Version: 1.36.358
elisa Reed
★★★★★
"Helps your score on all 3 credit lines"
Version: 1.35.341
"Helps your score on all 3 credit lines"
Version: 1.35.341
Heather Crosby
★
"This program didn`t help my credit at all. I did the saving account at first and decided it wasn`t helping, so I closed it. Not once did they report positive to my credit, but when I closed the ``savings`` before I gave them 120 dollars, they reported it to my credit, saying I missed a payment. The other line was taking 5 dollars a month to ``build`` credit but never did it show on my report. Said I had $750 line of credit but it was all just a scam to get money. I would RUN away from this app."
Version: 1.32.297
"This program didn`t help my credit at all. I did the saving account at first and decided it wasn`t helping, so I closed it. Not once did they report positive to my credit, but when I closed the ``savings`` before I gave them 120 dollars, they reported it to my credit, saying I missed a payment. The other line was taking 5 dollars a month to ``build`` credit but never did it show on my report. Said I had $750 line of credit but it was all just a scam to get money. I would RUN away from this app."
Version: 1.32.297
Angela Bramblett
★
"Don`t not trust this company cause they reported to the credit company that I didn`t pay for something and I never bought a thing from them"
"Don`t not trust this company cause they reported to the credit company that I didn`t pay for something and I never bought a thing from them"
Bryan Lasane
★
"So before you guys were not charging anything, the minute I sign up all of a sudden any out of network ATM you`re charging 254. I don`t understand that and that doesn`t make any sense. You`re whole initial point of people signing up was a fact that there was no ATM fee. Now there is make that make sense"
Version: 1.35.341
"So before you guys were not charging anything, the minute I sign up all of a sudden any out of network ATM you`re charging 254. I don`t understand that and that doesn`t make any sense. You`re whole initial point of people signing up was a fact that there was no ATM fee. Now there is make that make sense"
Version: 1.35.341
jesus hinojosa
★★★★★
"Thank you kikoff for helping me build my credit score I`ve been trying to find away to increase it since my prepaid card ain`t helping me but I ran into a search and saw how easy it can be what a big relief I thought it was going to be expensive I feel like life is much less stressful since I don`t have to worry about my credit being bad anymore its better than nothing now i can save and not worry about other bills 😊😊😊😊"
Version: 1.35.349
"Thank you kikoff for helping me build my credit score I`ve been trying to find away to increase it since my prepaid card ain`t helping me but I ran into a search and saw how easy it can be what a big relief I thought it was going to be expensive I feel like life is much less stressful since I don`t have to worry about my credit being bad anymore its better than nothing now i can save and not worry about other bills 😊😊😊😊"
Version: 1.35.349
Rik Rocco
★
"This app is supposed to help build your credit, but what they don`t tell you is that they do a hard credit pull and it drops your credit score 41 points. Why would I sign up for a credit builder card that drops my score when I`m trying to build credit. If I would`ve known this before hand I would`ve never even downloaded this app. since downloading it and signing up for it, my credit score has only gone down, I have seen zero improvement at all to my credit only dropped 41 points."
Version: 1.35.349
"This app is supposed to help build your credit, but what they don`t tell you is that they do a hard credit pull and it drops your credit score 41 points. Why would I sign up for a credit builder card that drops my score when I`m trying to build credit. If I would`ve known this before hand I would`ve never even downloaded this app. since downloading it and signing up for it, my credit score has only gone down, I have seen zero improvement at all to my credit only dropped 41 points."
Version: 1.35.349
kati corning
★★★★★
"Great app I raised my credit score 40 points and it`s still going up. It has encouraged me to work on my credit instead of giving up hope."
Version: 1.33.304
"Great app I raised my credit score 40 points and it`s still going up. It has encouraged me to work on my credit instead of giving up hope."
Version: 1.33.304
Salena Myers
★★★
"What I find funny is now that my loan is paid and I can withdraw it , there is an error that says my request is to large??? That seems very fishy to me..what`s the problem???"
Version: 1.36.358
"What I find funny is now that my loan is paid and I can withdraw it , there is an error that says my request is to large??? That seems very fishy to me..what`s the problem???"
Version: 1.36.358
Cassie “Kittyboo” Glover
★
"It`s been two years and the answer is STILL the same which I`m not understanding why they keep saying identification can`t be identify like seriously they aren`t even try to identify it come on I want to get in on the great reviews as well I need help with my credit and I`m trying but with no luck"
"It`s been two years and the answer is STILL the same which I`m not understanding why they keep saying identification can`t be identify like seriously they aren`t even try to identify it come on I want to get in on the great reviews as well I need help with my credit and I`m trying but with no luck"
Elizabeth Blaylock
★
"I can`t even get past the text message code verification it never sends to my phone"
Version: 1.35.341
"I can`t even get past the text message code verification it never sends to my phone"
Version: 1.35.341
Sarah Stobber
★
"STAY AWAY! Kikoff will ruin your credit! Their system is faulty and they`ll try to DOUBLE CHARGE your bank. I paid off my account in full right after I got it, instead of making monthly payments. Then, months later they`re trying to DOUBLE bill me and saying I owe them money. In the meantime, they`ve put 2 late payments on my credit!! Totally screwed me. I`m sending them my bank statements to prove it was paid in full. STAY AWAY unless your goal is to make your credit score worse."
"STAY AWAY! Kikoff will ruin your credit! Their system is faulty and they`ll try to DOUBLE CHARGE your bank. I paid off my account in full right after I got it, instead of making monthly payments. Then, months later they`re trying to DOUBLE bill me and saying I owe them money. In the meantime, they`ve put 2 late payments on my credit!! Totally screwed me. I`m sending them my bank statements to prove it was paid in full. STAY AWAY unless your goal is to make your credit score worse."
com.kikoff
Installs: 1,000,000+
(1,876,132 at
2024-04-26 12:09:52)
Version: 1.70.878
Category: Finance
Pegi : Everyone
Publish Date : Mar 25, 2021
Update Date : 2024-04-18
Android Version : 6.0
Version: 1.70.878
Category: Finance
Pegi : Everyone
Publish Date : Mar 25, 2021
Update Date : 2024-04-18
Android Version : 6.0
Available on
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Screenshots
DESCRIPTION
If you’re ready to build your credit, Kikoff is the fastest, smartest, and easiest way to do it.
Kikoff customers who make on-time payments see improvements of their credit score by 58 points, on average.*
Sign up for Kikoff basic plan for just $5/month or premium plan for $20/month. You’ll get a credit line reported to Equifax and Experian every month. Each on-time payment builds payment history, which helps your credit! Whether you have a low credit or no credit, we make it easy and worry-free – no credit check required and it only takes a few minutes to apply.
How it works:
1. We lower your credit utilization with a $750 or a $2,500 tradeline.
2. You make a purchase with that credit line (limited to Kikoff services), and you just pay back what you spend (our lowest + most popular payment amount is $5/month). We report those payments to the credit bureaus every month while your utilization rate stays low (like 8% low).
3. You have the option to put your credit building on autopilot by turning on AutoPay – that’s right, no heavy lifting required from you after account setup.
4. We flag errors on your report. Just click “send dispute” and we take care of it*. Also, users with Premium Credit Service account can sign up to Rent Reporting to have their rent payments reported.
Kikoff helps you build credit by establishing a payment history and maintaining a low utilization rate, all with no unexpected fees or interest.
*Credit Score Increase: Based on Kikoff customers who start with 600 or below credit. Payment behavior can have an impact on your credit score, and individual results may vary. Data current as of March 2022.
**Sending Disputes via Kikoff is free.
***Which bureaus are reported to depends upon which Kikoff products you have. Kikoff Credit Account reports to Equifax and Experian. Credit Builder Loan (optional add-on) reports to TransUnion and Equifax. Kikoff Secured Credit Card reports to Equifax, Experian, and TransUnion.
****Autopay requires opt-in.
Kikoff customers who make on-time payments see improvements of their credit score by 58 points, on average.*
Sign up for Kikoff basic plan for just $5/month or premium plan for $20/month. You’ll get a credit line reported to Equifax and Experian every month. Each on-time payment builds payment history, which helps your credit! Whether you have a low credit or no credit, we make it easy and worry-free – no credit check required and it only takes a few minutes to apply.
How it works:
1. We lower your credit utilization with a $750 or a $2,500 tradeline.
2. You make a purchase with that credit line (limited to Kikoff services), and you just pay back what you spend (our lowest + most popular payment amount is $5/month). We report those payments to the credit bureaus every month while your utilization rate stays low (like 8% low).
3. You have the option to put your credit building on autopilot by turning on AutoPay – that’s right, no heavy lifting required from you after account setup.
4. We flag errors on your report. Just click “send dispute” and we take care of it*. Also, users with Premium Credit Service account can sign up to Rent Reporting to have their rent payments reported.
Kikoff helps you build credit by establishing a payment history and maintaining a low utilization rate, all with no unexpected fees or interest.
*Credit Score Increase: Based on Kikoff customers who start with 600 or below credit. Payment behavior can have an impact on your credit score, and individual results may vary. Data current as of March 2022.
**Sending Disputes via Kikoff is free.
***Which bureaus are reported to depends upon which Kikoff products you have. Kikoff Credit Account reports to Equifax and Experian. Credit Builder Loan (optional add-on) reports to TransUnion and Equifax. Kikoff Secured Credit Card reports to Equifax, Experian, and TransUnion.
****Autopay requires opt-in.
RECENT CHANGES
Thank you for using Kikoff! 🎉🥳🎉
The number one way to build your credit!
This version includes:
* Various UI improvements
* Bug fixes
The number one way to build your credit!
This version includes:
* Various UI improvements
* Bug fixes
DATA SAFETY AND SECURITY
This app has access to
Camera
· take pictures and videosLocation
· approximate location (network-based)· precise location (GPS and network-based)
Microphone
· record audioOther
· change your audio settings· prevent device from sleeping
· full network access
· read Google service configuration
· run at startup
· view network connections
Photos/Media/Files
· read the contents of your USB storageStorage
· read the contents of your USB storageWi-Fi connection information
· view Wi-Fi connectionsSecurity Practices
Data is encrypted in transit
· Your data is transferred over a secure connection
You can request that data be deleted
· The developer provides a way for you to request that your data be deleted
Data that may be shared with other companies or organizations
App activity
App interactions (Optional) : Analytics, Advertising or marketing, PersonalizationOther actions (Optional) : Analytics
Other user-generated content (Optional) : Analytics, Personalization
App info and performance
Crash logs (Optional) : AnalyticsDiagnostics (Optional) : Analytics
Other app performance data (Optional) : Analytics
Device or other IDs
Device or other IDs (Optional) : Analytics, Advertising or marketing, Fraud prevention, security, and complianceFiles and docs
Files and docs (Optional) : Fraud prevention, security, and complianceFinancial info
Purchase history (Optional) : App functionality, Analytics, Advertising or marketing, Fraud prevention, security, and compliance, PersonalizationUser payment info (Optional) : App functionality, Fraud prevention, security, and compliance
Personal info
Address (Optional) : Fraud prevention, security, and complianceEmail address (Optional) : Advertising or marketing
Name (Optional) : Advertising or marketing, Fraud prevention, security, and compliance
Other info (Optional) : App functionality, Fraud prevention, security, and compliance
Phone number (Optional) : App functionality, Advertising or marketing, Fraud prevention, security, and compliance
User IDs (Optional) : App functionality, Analytics, Advertising or marketing, Fraud prevention, security, and compliance, Personalization
Photos and videos
Photos (Optional) : Fraud prevention, security, and complianceData this app may collect
App activity
App interactions (Optional) : Analytics, Advertising or marketing, PersonalizationOther actions (Optional) : Analytics
Other user-generated content (Optional) : Analytics, Personalization
App info and performance
Crash logs (Optional) : AnalyticsDiagnostics (Optional) : Analytics
Other app performance data (Optional) : Analytics
Device or other IDs
Device or other IDs (Optional) : Analytics, Advertising or marketing, Fraud prevention, security, and complianceFiles and docs
Files and docs (Optional) : Fraud prevention, security, and complianceFinancial info
Credit score (Optional) : App functionality, PersonalizationOther financial info (Optional) : App functionality, Fraud prevention, security, and compliance
Purchase history (Optional) : App functionality, Analytics, Advertising or marketing, Fraud prevention, security, and compliance, Personalization
User payment info (Optional) : App functionality, Fraud prevention, security, and compliance
Location
Precise location (Optional) : PersonalizationPersonal info
Address (Optional) : App functionality, Fraud prevention, security, and complianceName (Optional) : App functionality, Advertising or marketing, Fraud prevention, security, and compliance
Other info (Optional) : App functionality, Fraud prevention, security, and compliance
Phone number (Optional) : App functionality, Advertising or marketing, Fraud prevention, security, and compliance
User IDs (Optional) : App functionality, Analytics, Advertising or marketing, Fraud prevention, security, and compliance, Personalization
Photos and videos
Photos (Optional) : Fraud prevention, security, and compliance
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