2023 Loans

1. Why choose Twenty Three Loans?
Our original intention was to make a lending app with ``reliable lending and worry-free use of money`` to provide users with safe lending channels and solve the problem of urgently needing money, and Twenty Three Loans is your trustworthy lending platform.
The platform can borrow up to ksh 80000, complete the application in 3 steps, easily obtain loans, no need to go out, no mortgage, no prepayment fees, and complete the application online.
We insists on not making high-interest loan products as the bottom line, and provides high-quality, low-interest loan products specifically for user.
Apply on the same day and arrive at the account on the same day, and you don’t need to provide any guarantees. Very low loan interest rates, so don’t worry

If you have requirements in these scenarios:
① Working capital; ② Credit card; ③ Medical treatment; ④ Travel; ⑤ Children go to school; ⑥ Birthday party; ⑦ Daily necessities;
⑧House decoration, etc.;
If you are in this category:
① The mother of childcare: worry about milk powder and other problems during the labor repair period;
② Undergraduates at school: facing problems such as life pressure, or the need for further studies, such as not having enough money to buy a favorite gift for a beloved partner, etc.;
③ Self-employed businessmen: facing the problem of capital turnover;
④ Low-income blue-collar: melancholy for children`s living expenses, house decoration, etc.;
⑤ Low-income white-collar workers: purchase daily necessities or electronic digital equipment needs and other issues.
You are welcome to use our APP!
Spend the money you can easily earn in the future to solve current problems, Twenty Three Loans is an app that allows you to ``borrow with confidence and worry-free with money``.

2.Feature of Twenty Three Loans?
1. Apply online at any time 24 hours a day, no face-to-face, one-click operation, no harassment, and you can apply if you have good credit
2. You can apply if you have a mobile phone
3. The interest is very low for example if you borrow ksh 10,000 you get 0.05% interest rate.
4. Convenient repayment, can be operated online and offline, convenient and can be repaid anytime, anywhere
3.Product introduction
Age: Over 18
Loan amount: KSh 1,500.00 - KSh 12,000.00
Loan term: 91 days (shortest, including renewal time) - 365 days (longest, including renewal time)
Interest rate：Maximum interest rate is 18% per year, 0.05%/day
For example: If you choose a loan limit of KSh 2,000.00 with a period of 120 days,
the total interest must be paid: KSh 2,000.00 * 0.05% * 120= KSh 120.00, monthly interest shall be paid:KSh 2,000.00 * 0.05% * 30 = KSh 30.00，monthly repayment bill including principle and interest shall be paid: KSh 2,000.00/4 + KSh 30.00 =
KSh 530.00，total repayment bill including principle and interest shall be paid:
KSh 2,000.00 + KSh 120.00 = KSh 2,120.00

4. Activities to reduce loan pressure
① Newcomer`s big gift package, log in to the APP and get a coupon worth KSH120;
5. Convenient repayment method
We support multiple channels for repayment, such as convenience stores, bank transfers, and online banking repayments to help you easily solve repayment problems.
Mpesa——support repayment by e-wallet, online banking, etc.;

6. Reach out to us
Have problem to use Twenty Three Loans？
Please contact our online service for help:
Working time: 8am-5pm(Monday - Saturday)
consumer hotline:+254207903685
E-mail: help@twentythreeloans.co.ke
Website：https://www.LoanSasa.co.ke
Company name：Twenty Three Loans CAPITAL KENYA LIMITED
Company address：2nd Floor, Kims Plaza, Mbagathi Way, Nairobi