UBS TWINT

UBS TWINT is Switzerland`s free and most popular mobile payment app. With well over one million users, TWINT is Switzerland’s number one payment service and the country`s digital cash. Digital payments and sending money directly to or receiving money from friends has never been easier. Pay for parking without coins, pay for your purchases at Coop and Migros via the app, cashless and hassle-free with UBS TWINT.

WHAT TWINT CAN DO:
Send, receive and request money: quickly and securely send, request and receive money via smartphone to friends, family and colleagues

Pay in the online store: save valuable time when shopping online and scan the QR code in the check-out or switch to the TWINT app to release the payment (e.g. at ticketcorner.ch, microspot.ch, SBB, Coop, Swisscom or Migros)

KeyClub points: Collect valuable points when paying via TWINT using the deposited UBS credit card

Coupons & Credits: Buy digital coupons and credit with just a few clicks for yourself or as a gift

Pay parking fees: in case of public parking lots, pay the parking fee via location determination in the app or QR code on the parking meter

Pay in Apps: Use TWINT as a secure payment method in the Apps of SBB, Fairtiq and Lezzgo and buy the tickets cashless

Pay cashless at the cash desk: pay conveniently with your cell phone in the store, restaurant, farm store etc. cashless at any card terminal with QR codes (e.g. at SBB or Migros) or via TWINT Beacon (e.g. at Coop or Post)

Donations: Donate to charity for Swiss aid organizations and their projects

Profit: profit from various coupons, raffles, vouchers and stamp cards

SECURE IS SECURE
- Complies with the security standards of Swiss banks
- All data remains in Switzerland
- Protected by 6-digit PIN or fingerprint
- The UBS TWINT account can be blocked at any time

UBS Switzerland AG has only made the UBS TWINT App (``App``) available to the following persons, for whom it was also designed exclusively: for existing clients of UBS Switzerland AG and existing clients of other non-US subsidiaries of UBS Group AG domiciled in Switzerland and (ii) natural persons domiciled in Switzerland. The fact that the App can be downloaded from non-Swiss App Stores does not constitute a solicitation, an offer or a recommendation to enter into any transaction, nor should it be construed as a solicitation or offer to establish a client relationship between the person downloading the App and UBS Group entities. The App is not intended for or able to be used by persons domiciled in Australia or US.

FURTHER INFORMATION
http://www.ubs.com/twint