YNAB

YNAB
YNAB

YNAB

Spend, save, and give joyfully


Reviews
4.48%
1.23%
1.93%
5.27%
87.10%
★★
★★★
★★★★
★★★★★
814 rates
223 rates
351 rates
958 rates
15,835 rates
Comments
Jason Causby
Jason Causby ★★★★★
"finances completely changed after learning and implementing the ynab method"
Version: 23.4.2
Wikus Vosloo
Wikus Vosloo ★★
"Any plans to be able to link south African banks to the app?"
Version: 22.22.3
Reece Novack-Wilson
Reece Novack-Wilson
"Super glitchy for the price. Every time I try to add money to a category, it decreases the ready to assign amount but does not add anything to the category. At almost $100/year I`d expect the app to not be so sloppy"
Version: 22.22.3
Wendy King
Wendy King ★★★★★
"My family has been using an online budget for 12 years. We started using YNAB about 3 years ago, when the program we had been using stopped working. The YNAB program is user friendly, the desktop and app are easy to use and easy to navigate. The communication throughout the program is great (some of the messages make me giggle), the tutorials are fun and easy to understand, and the IT support is great too. I highly recommend this online budgeting tool."
Version: 22.22.3
Stacy Davis
Stacy Davis ★★★★★
"YNAB has completely changed my life and how my family thinks about money. 10/10."
Version: 23.4.2
Nick D
Nick D
"They say it is such a great app. Yet for some reason the app doesn`t download. But I did read the book though very informative!!! 👌"
Teresa Dearn
Teresa Dearn
"So manu duplicate transactions. And having to reconcile accounts that are linked to YNAB every week because of the duplicates is unsustainable and unacceptable for such an expesive app."
Version: 23.1.2
Sara L
Sara L ★★★★★
"It took me a couple of tries, but once I sat in on a few free workshops and asked questions, this app has completely changed my life. The stress over money is gone, and I know where my money is going, and it now works for me, not the other way around. Staff is quick to help and really receptive to ideas and improvements. I`m so glad I paid for the subscription, but the app I think can be used without it, as long as you manually import your bank statements."
Version: 22.22.3
Penny Richards
Penny Richards ★★★★★
"awesome app for keeping me accountable to my goals"
Version: 23.4.2
Nick Scott
Nick Scott ★★★★★
"Easy to use, but takes sometime to change how you think about your budget."
Version: 23.2.4
Charlene`s Corner
Charlene`s Corner ★★
"Way too confusing to use."
Leanne Wied
Leanne Wied ★★★★★
"so useful to keep track of the budget on the go."
Version: 22.22.3
Dakota
Dakota
"Useless without granting access to your bank account"
Tyr Odinson
Tyr Odinson ★★
"App has a lot of idiosyncrasies. For instance your credit card accounts are added (forced) as their own category in your budget. If you make a payment on the credit card, there is no way to assign it the forced category. It literally does not even appear in the list of categories to select from when you`re adding transactions. Everybody says this app is the best but I strongly disagree It is very unintuitive and not super user friendly. 100% disappointed and searching for a better app now."
Version: 22.22.3
Julia Thompson
Julia Thompson
"This app is honestly not worth it in my opinion. I can understand reasonable one-time payments if the app is good. But 1,700 a year for a simple budgeting app that I can find anywhere else or simply recreate with a pen and paper? Absolutely not! Well, you know what they say. Money is the root of all evil."
David Biedrzycki
David Biedrzycki ★★★★★
"I absolutely love YNAB. I`ve been using it for years and love the envelope method to manage money. Thank you to the team for making a great product that continues to get updates and works so well."
Version: 23.4.2
Antonio Linney
Antonio Linney ★★★
"It`s a nice application what I don`t like about it is that my phone is always different than the computer and Most of the times I am looking at it from my phone. Yesterday my wife said she update the budget for me to make the payment I was going to make. It doesn`t show that she did anything on my phone and I have refreshed this application several times now and it still looks the same. I spend MOST of my time reauthorizing the account such a paid.😔"
Version: 23.2.4
Emily Gonzalez
Emily Gonzalez ★★★
"This app used to be great. Now it`s super glitchy. The screen will freeze in the middle of me entering a transaction and I`ll need to back out and re-enter it again. If this could be fixed, it would be 5 stars again."
Version: 23.2.4
Raven Baugh
Raven Baugh ★★★★★
"I have been using YNAB for about a year and seven months. Can`t live without it and it`s made my life so much easier. I`ve always been more of a budgeter, but this really takes the stress away. Pros -syncs well with my banks -shows all my transactions and matches manual transactions pretty easily - pretty simple app interface - makes planning monthly a breeze; I`m a month ahead now and saving money Cons -PC and App take a while to sync -credit cards are a bit confusing"
Version: 22.22.3
Chris McLean
Chris McLean
"After an initial first few good days I was excited. Since then it has been days of transactions delayed. It seems to be a theme from others as well. I re added my accounts but still the same issues. Back to the spreadsheet for me."
Version: 22.22.3
com.youneedabudget.evergreen.app
Installs: 1,000,000+ (2,550,638 at 2024-05-11 12:09:55)
Version: 24.7.2
Category: Finance
Pegi : Everyone
Publish Date : Oct 20, 2015
Update Date : 2024-05-08
Android Version : 8.0
In-App-Purchase : $14.99 - $98.99 per item
Available on
Get it on Google Play
Publisher
ynab.com
770 E Main St #236
Lehi, UT 84043
USA
https://www.ynab.com
help@ynab.com
Privacy Policy
VIDEO - YNAB
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Screenshots
 - Android App Screenshot  - Android App Screenshot  - Android App Screenshot  - Android App Screenshot  - Android App Screenshot  - Android App Screenshot  - Android App Screenshot
DESCRIPTION
Where does your money go? Frustrated you aren’t getting ahead? Entirely unsure about your future? You’re asking the right questions but the world has taught you to think about money all wrong. You aren’t broke, but your money mindset is. It’s time to change your relationship with money and enjoy your spending.

Don’t settle for a life of constantly second-guessing your spending decisions, your progress, and your future—trapped somewhere between defeated, embarrassed, and overwhelmed. There is another way.

You need a set of habits to change your mindset and your behavior, until you are spending purposefully, saving aspirationally, and even giving generously.

YNAB has taught millions of people a set of habits to change their relationship with money for good. As these habits become second nature, you’ll stop fighting about money, make better decisions, and sleep better at night. Confident, secure — are you ready to feel this way about your money (and so much more)?

Start your one-month free trial today!

Key Features:

Built for Partners and Families: A close-knit group of up to six people can share budgets (and dreams!) at no extra cost.
Manage your Loan Payoff: Tackle debt by calculating the time and interest saved with every extra dollar paid.
Expense Tracking: View changes to your budget in real time to simplify sharing finances with a partner.
Goal Setting: Turn your dreams into categories, set spending targets, and visualize your progress as you go.
Credit Cards: You`ll always know whether you can pay off your credit card balance. If not, we`ll help you make a plan to get there!
Import Income & Expenses: Add transactions manually or securely link accounts to view your big financial picture in one place.
Spending & Net Worth Reports: See your spending averages (down to the cent) and your growing net worth in full technicolor glory by slicing and dicing your data.
Privacy Protection: We don`t (and won`t) sell your data. We don`t host in-app ads or pitch recommended products. It’s never been our thing. Ew.
Resources Galore: Our award-winning support team is eager to answer your questions and a wealth of free resources, including live workshops, video courses, written guides, and more.

Love how you spend and celebrate how you save. YNAB and its simple set of habits will help you spend purposefully, save aspirationally, and even give generously.

How do you want to spend your money, or more importantly, your life?

Free for 30 Days, Then Monthly or Annual Subscriptions Available

You Need A Budget UK Limited is acting as an agent of TrueLayer, who is providing the regulated Account Information Service, and is authorized by the Financial Conduct Authority under the Electronic Money Regulations 2011 (Firm Reference Number: 901096)

Terms of Use:
https://www.ynab.com/terms/?isolated

Privacy Policy:
https://www.ynab.com/privacy-policy/?isolated

California Privacy Policy
https://www.ynab.com/privacy-policy/california-privacy-disclosure/?isolated

Your Privacy Choices
https://www.ynab.com/privacy-policy/opt-out-request/?isolated
RECENT CHANGES
This update fixes an issue with balances sometimes not updating immediately.
DATA SAFETY AND SECURITY
This app has access to

Camera
· take pictures and videos

Location
· precise location (GPS and network-based)
· approximate location (network-based)

Other
· view network connections
· reorder running apps
· prevent device from sleeping
· run at startup
· full network access

Security Practices

Data is encrypted in transit
· Your data is transferred over a secure connection
You can request that data be deleted
· The developer provides a way for you to request that your data be deleted

Data that may be shared with other companies or organizations

Device or other IDs
Device or other IDs (Optional) : Advertising or marketing

Personal info
Phone number (Optional) : App functionality, Account management

Data this app may collect

Device or other IDs
Device or other IDs (Optional) : Analytics, Advertising or marketing

Financial info
Other financial info (Optional) : App functionality
Purchase history (Optional) : App functionality
User payment info (Optional) : App functionality, Fraud prevention, security, and compliance

Location
Precise location (Optional) : App functionality

Messages
Other in-app messages (Optional) : Developer communications, Advertising or marketing

Personal info
Address (Optional) : Account management
Email address (Optional) : App functionality, Developer communications, Advertising or marketing, Fraud prevention, security, and compliance, Account management
Phone number (Optional) : App functionality, Account management
User IDs (Optional) : App functionality, Analytics, Developer communications, Advertising or marketing, Fraud prevention, security, and compliance, Account management

Photos and videos
Photos (Optional) : Developer communications
Videos (Optional) : Developer communications

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